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Affordable Home Ownership

There are a range of affordable home ownership, also known as low cost home ownership, initiatives available or in the pipeline across many locations in the district. These initiatives are aimed at people who are unable to buy on the open market.

With the average house price in the South Holland district far exceeding local incomes, the opportunity for local households to access the owner occupier market is becoming increasingly difficult. There are a range of initiatives available to help you step onto the property ladder, these include:                

If you're a first-time buyer in England, you can apply for a Help to Buy Equity Loan from the government, which helps toward the cost of buying a newly built home.
The Right to Acquire allows most housing association tenants to apply to buy their home at a discount.
As a council tenant, find out how you can apply to buy your council home for a discounted price.
Find out how you could buy a home for a percentage of the full market value through an equity loan.
Shared ownership is where you buy a share of your home and then pay rent on the remaining share.